The wife tossed a wrench into it the other day saying she'd like a kid.
She's younger than me, no kids. I've 2 that are at college but have no problem with another.
I've seen school threads, etc, but if anyone can help a dazzed bean counter with some of the additional costs, I'd appreciate it

Costs here in the states I know (expensive!) but school costs, extra-curricular activities, etc, I don't have a clue