Will the hi-tech cashless future leave a dinosaur like me behind?

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joelle
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by joelle »

Dannie Boy wrote: Sat Dec 14, 2024 7:35 am When I’m in the UK I see some people using their card or phone to pay for everything, even items costing a £1 or less, whereas I’m the opposite and use cash unless it’s for something expensive - it’s not that you can’t use cash, it’s personal preference.


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Was in Dartmouth last April, wanting to buy a sausage roll at a baker's and they would not accept cash at all no matter how small the amount. Same went for other shops in the vicinity.
The lady was explaining that there was no more banks nearby to deposit the takings hence no more cash payment. For sure they lost quite a few customers me included.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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joelle wrote: Sat Dec 14, 2024 7:56 am
Dannie Boy wrote: Sat Dec 14, 2024 7:35 am When I’m in the UK I see some people using their card or phone to pay for everything, even items costing a £1 or less, whereas I’m the opposite and use cash unless it’s for something expensive - it’s not that you can’t use cash, it’s personal preference.


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Was in Dartmouth last April, wanting to buy a sausage roll at a baker's and they would not accept cash at all no matter how small the amount. Same went for other shops in the vicinity.
The lady was explaining that there was no more banks nearby to deposit the takings hence no more cash payment. For sure they lost quite a few customers me included.
I’ve experienced the same, but conversely I’ve also experienced “cash only”, no idea which one prevails, but I’ll accept that over time, cash will become the minority payment method.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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I've tried most of the technology now (not contactless), and I'm quite happy that it works fine (I suppose it had to really), and is easy to use. I still have the same worry in the back of my head though. If I go out with cash in my pocket, I know that when the cash has gone, it is time to go home. My fear is that if using electronic money sitting in my bank via a card or my phone, once the beer starts taking effect, it becomes too easy to overspend. I really do become the proverbial walking ATM. Maybe its just a 'me' thing i.e. I don't have enough self control.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by VincentD »

It's also a "Big Brother" thing. Cash transactions are difficult to trace. Electronic transactions, on the other hand, are just a few keystrokes away. I'm sure that 'cash only' restaurant with money only kept in a drawer would keep the taxman guessing as to what the real takings were as opposed to the declared earnings..
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by STEVE G »

joelle wrote: Sat Dec 14, 2024 7:56 am
Dannie Boy wrote: Sat Dec 14, 2024 7:35 am When I’m in the UK I see some people using their card or phone to pay for everything, even items costing a £1 or less, whereas I’m the opposite and use cash unless it’s for something expensive - it’s not that you can’t use cash, it’s personal preference.


Sent from my iPhone using Tapatalk
Was in Dartmouth last April, wanting to buy a sausage roll at a baker's and they would not accept cash at all no matter how small the amount. Same went for other shops in the vicinity.
The lady was explaining that there was no more banks nearby to deposit the takings hence no more cash payment. For sure they lost quite a few customers me included.
Does Dartmouth still look like it did on the Onedin Line TV series which was filmed there in the 1970s?
Back on topic, I've found quite a few stalls at European Christmas markets that only take QR payments this year.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by joelle »

STEVE G wrote: Sat Dec 14, 2024 3:48 pm
joelle wrote: Sat Dec 14, 2024 7:56 am
Dannie Boy wrote: Sat Dec 14, 2024 7:35 am When I’m in the UK I see some people using their card or phone to pay for everything, even items costing a £1 or less, whereas I’m the opposite and use cash unless it’s for something expensive - it’s not that you can’t use cash, it’s personal preference.


Sent from my iPhone using Tapatalk
Was in Dartmouth last April, wanting to buy a sausage roll at a baker's and they would not accept cash at all no matter how small the amount. Same went for other shops in the vicinity.
The lady was explaining that there was no more banks nearby to deposit the takings hence no more cash payment. For sure they lost quite a few customers me included.
Does Dartmouth still look like it did on the Onedin Line TV series which was filmed there in the 1970s?
Yes it does. Great little place.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by derek60 »

I keep seeing posts that people using their bank cards in BluPort are having their cards ‘cloned’ and then unauthorised spending taking place. I did not think this was easily possible. Is it true or some smear campaign against BluPort?
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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derek60 wrote: Sat Dec 14, 2024 7:25 pm I keep seeing posts that people using their bank cards in BluPort are having their cards ‘cloned’ and then unauthorised spending taking place. I did not think this was easily possible. Is it true or some smear campaign against BluPort?
Do you mean at ATM'S, or at the various outlets?
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by derek60 »

It’s very vague, which makes me suspicious

But one mentioned ‘the wine place’ and one said ‘beer collection’

No mention of whether these were contactless or PIN or whatever
caller wrote: Sat Dec 14, 2024 8:15 pm
derek60 wrote: Sat Dec 14, 2024 7:25 pm I keep seeing posts that people using their bank cards in BluPort are having their cards ‘cloned’ and then unauthorised spending taking place. I did not think this was easily possible. Is it true or some smear campaign against BluPort?
Do you mean at ATM'S, or at the various outlets?
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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derek60 wrote: Sat Dec 14, 2024 8:18 pm It’s very vague, which makes me suspicious

But one mentioned ‘the wine place’ and one said ‘beer collection’

No mention of whether these were contactless or PIN or whatever
I could be wrong, but I believe wine collection and beer collection are the same company. In K village in Bkk, they are in close proximity as they are in Bluport. Wine collection has been there from when Bluport opened and the other more recently. It seems odd that such well established businesses should both be affected, unless that is a clue?

But this is the first I have heard of it.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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Please be careful who you implicate - this is only hearsay as far as I know,
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

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^It sounds like something you'd tell your wife when she complains about how much alcohol you've charged to a joint account, "my card must have been cloned, honest, it wasn't me!"
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by Big Boy »

This story from the UK is exactly one of my big fears with this modern tech, especially when the user might be a little tipsy.
A family claim they bought the UK's 'most expensive hotdogs ever' at a Christmas market - after being charged more than £600 for two sausages. Laura Brumpton, 34, and her husband Alan Brumpton, 37, took their two kids to enjoy festive markets in Nottingham last week and treated them to two hotdogs.

However, Alan tapped his phone on the card machine without checking the amount - so the couple were 'shocked' to realise he had forked out £618 instead of the £18 owed.

https://www.plymouthherald.co.uk/news/u ... gs-9818481?
The way the phone was tapped on the card machine is exactly what I see on UK soaps. Mayme a realistic portrayal of events than we thought.

The vendor promised a refund, but the excess payment did not get back to the purchaser.
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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by Dannie Boy »

I’m by no means a regular user of “tap and go” but I was under the impression that the maximum you could use it for in the UK was £100?


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Re: Will the hi-tech cashless future leave a dinosaur like me behind?

Post by STEVE G »

^With my contactless card in Luxembourg, anything over 50 Euro requires the PIN to be entered so if you're looking at the screen to do that you're also seeing the amount that the payment is for.
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