buksida wrote: ↑Fri Dec 06, 2024 8:02 pm
Makro only accepts cards from one obscure bank
Not so obscure - it's UOB - part of a Singaporean multi-national operation, that is the 3rd largest in SE Asia. In Thailand, their brand new HQ is based on Sukhumvit by Phrom Phong BTS.
I think it's credit cards only. They accept mine.
Still, pretty senseless of them to reject Thai bank cards, seeing as the shop is operating in Thailand, not Singapore.
The point to the post being everyone was screwed when they couldn't pay because Makro gave them no other options. Cash is usually the preferred payment method in this dinosaur of a store, maybe that's what they prefer also.
Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? - Hunter S Thompson
I see quite a number of people paying with their phone at Makro, rather than by card - although there are still plenty like me who prefer using notes!!
HHTel wrote: ↑Sat Dec 07, 2024 1:41 pm
It used to be the case but they do now accept major credit cards and of course promptpay (scan)
They don't accept Krungsri Credit Card as I tried this morning, got refused and was pointed to the poster with UOB card which I was told is the only one they take.
404cameljockey wrote: ↑Sat Dec 07, 2024 7:45 am
To clarify this, do you mean credit cards and not debit cards, yes? Thanks.
Well, I only have a UOB credit card, I was told it was cc only, but I can't confirm that.
Thanks. So many people lazily refer to all cards as credit cards I wanted to check.
I'm just amazed that so many people want to lock up money in their account to cover a cc limit and believe that they are being given credit! I really think of it as a bank scam.
HHTel wrote: ↑Sat Dec 07, 2024 1:41 pm
It used to be the case but they do now accept major credit cards and of course promptpay (scan)
They don't accept Krungsri Credit Card as I tried this morning, got refused and was pointed to the poster with UOB card which I was told is the only one they take.
404cameljockey wrote: ↑Sun Dec 08, 2024 7:03 am
I'm just amazed that so many people want to lock up money in their account to cover a cc limit and believe that they are being given credit! I really think of it as a bank scam.
Think of it how you want, I primarily use it for large transactions and for flights and such things where it provides extra security. Or just to test the water, such as using it at macro, because I could.
404cameljockey wrote: ↑Sun Dec 08, 2024 7:03 am
I'm just amazed that so many people want to lock up money in their account to cover a cc limit and believe that they are being given credit! I really think of it as a bank scam.
Think of it how you want, I primarily use it for large transactions and for flights and such things where it provides extra security. Or just to test the water, such as using it at macro, because I could.
I see that you want to block a large amount of your bank credit balance for some extra security in card transactions, yes I feel that that is not for me. If I can't get the proper benefits of an internationally associated credit card without having my money held to ransom by a Thai bank, I won't do it. You obviously keep far too much illiquid but uninvested money!
404cameljockey wrote: ↑Sun Dec 08, 2024 6:01 pmI see that you want to block a large amount of your bank credit balance for some extra security in card transactions, yes I feel that that is not for me. If I can't get the proper benefits of an internationally associated credit card without having my money held to ransom by a Thai bank, I won't do it. You obviously keep far too much illiquid but uninvested money!
WTF are you talking about? What's a Thai bank got to do with it?
404cameljockey wrote: ↑Sun Dec 08, 2024 6:01 pmI see that you want to block a large amount of your bank credit balance for some extra security in card transactions, yes I feel that that is not for me. If I can't get the proper benefits of an internationally associated credit card without having my money held to ransom by a Thai bank, I won't do it. You obviously keep far too much illiquid but uninvested money!
WTF are you talking about? What's a Thai bank got to do with it?
Calm down, dear.
A foreigner who doesn't have a work permit and wanting a credit card from a Thai bank means they must keep funds with the bank in their account as security. So it's not really a credit card at all. You know this, right?
"If you don’t have a Thai work permit, you might be able to get a credit card if you deposit THB100,000 to THB200,000 into a fixed-term account with the bank as a guarantee."
But who’s to tell someone they can’t have a Thai credit card if they don’t have a work permit? If somebody wants a Thai credit card to facilitate their day to day or occasional spending, then that’s their choice!!
404cameljockey wrote: ↑Mon Dec 09, 2024 8:15 am
A foreigner who doesn't have a work permit and wanting a credit card from a Thai bank means they must keep funds with the bank in their account as security. So it's not really a credit card at all. You know this, right?
"If you don’t have a Thai work permit, you might be able to get a credit card if you deposit THB100,000 to THB200,000 into a fixed-term account with the bank as a guarantee."
Ah, I understand now. You are making your comments based on the incorrect assumption that I have to keep funds in my account as security. Or that I have to deposit funds into a fixed term account as a guarantee.
I have a Thai credit card. I dont keep funds with the bank as security, nor in a deposit as a guarentee. In fact I don't have any other account with the credit card provider.
There is another way, as has been discussed on here before.
Haven't been to Makro for a while. Used to be, they would only accept the Citibank credit card. However, UOB has taken over Citibank, so I assume they have a similar arrangement with Makro.
On the subject of cash only, I was quite surprised that a particular Mooncake establishment in Singburi refused any form of payment except cash.. not even those QR code scans..
Always prudent to have some cash on hand. I very seldom patronise establishments that insist on a QR scan; you just don't know what is embedded in the code.
My two baht worth.
Dannie Boy wrote: ↑Mon Dec 09, 2024 8:31 am
But who’s to tell someone they can’t have a Thai credit card if they don’t have a work permit? If somebody wants a Thai credit card to facilitate their day to day or occasional spending, then that’s their choice!!
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Not me. I only said that it's not for me and explained why.
