prcscct wrote:Late with this observation but of importance to expats living here and raising young kids.
When I looked at the BUPA rates, the rates for children from birth to age 5 fall by almost 50% once they reach age 6.
Is this common practice with Western health insurers also? My other kids were all insured under policies provided by companies that I was working for, so I don't know what the premiums were. I've yet to insure my baby daughter here.
I wonder if this is unique to LOS and Asia due to high infant mortality rates? Pete
Just gone through this exercise and your right Pete, it is very expensive for young ‘un’s.
My health insurers said that all kids under five tend to suffer from more accidents than 6 year olds, falls, eating things they shouldn’t etc..
We also all had to have medicals, when we told the doctor the boy was also autistic, the premium for him jumped by almost 500%, but what can you do?
For myself, the quote was more than my insurer in my own country to be covered in Thailand, so I declined the health insurance on myself and will continue the one I have in England that covers me in Thailand.
The wife’s was very reasonable. Needless to say we are all covered which is probably for the best in this country, where medical treatment can be very basic in most hospitals. The list of hospitals we can use include all of the top places in Bangkok. Not cheap though.
Strange I know)
