Wise formerly Transferwise

Visa questions, companies, work permits, employment, insurance, banking and finance, and legal issues.
User avatar
Ratsima
Ace
Ace
Posts: 1149
Joined: Tue Apr 23, 2013 6:53 am
Location: โคราช

Re: Wise formerly Transferwise

Post by Ratsima »

Thanks. Interesting. I found hat when I did it the way you describe, it took a very long time for the money to get from my bank to Wise.

I guess you just have to experiment a bit and see what works best.

It could be a difference between US and UK banking.
User avatar
huahin4ever
Ace
Ace
Posts: 1085
Joined: Tue Jul 17, 2012 12:07 pm
Location: Hua Hin

Re: Wise formerly Transferwise

Post by huahin4ever »

Well maybe quicker because Wise is based in UK as far as I understand.

YNWA

YNWA
User avatar
buksida
Moderator
Moderator
Posts: 22656
Joined: Tue Dec 31, 2002 12:25 pm
Location: south of sanity

Re: Wise formerly Transferwise

Post by buksida »

Noticed yesterday that WISE were offering 4.54% on GBP accounts in what they call a 'jar'. The USD jar interest rate is even better at 4.8% and they offer 11% on a BlackRock managed stock fund.

Its better than regular savings accounts in most UK high street banks and way better than the pathetic 0.3% K-bank gives you on THB. Time to fill up those jars.
Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? - Hunter S Thompson
thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Wise

Post by thecolonel »

Please can mods transfer to wise thread as I cant find it on mobile Tapatalk

Having a huge issue with Wise on mobile app

I've perfectly set up a transfer from my UK bank to my Thai Bank acc

I get to a page called

"review details of your transfer"

But then i simply can't say yes proceed

There's no 'continue' button

The only button there is a help button and trust me it's very unhelpful! All i can do is go back which cancels everything

Can anyone help me?

I won't have access to PC till much later

Sent from my M2007J20CG using Tapatalk

User avatar
caller
Hero
Hero
Posts: 11034
Joined: Sat Jun 04, 2005 6:05 pm
Location: Hua Hin

Re: Wise formerly Transferwise

Post by caller »

You probably haven't ticked something that needs to be ticked, before you can go on to complete the transfer. Can you go back a page or two and look?

Why not wait until you have access to a PC?
Talk is cheap
thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

caller wrote:You probably haven't ticked something that needs to be ticked, before you can go on to complete the transfer. Can you go back a page or two and look?

Why not wait until you have access to a PC?
Yes I am going to have to wait for PC but what if I was without it for long period?

And I categorically haven't missed anything, I triple checked

Also there's no notification at all from wise as to what the issue is or what to do about it(the help section is useless)

Yes there's obviously an issue (stating the bleeding obvious) but why just leave the customer completely in the dark with literally nowhere to go?!

Very poor from Wise

Sent from my M2007J20CG using Tapatalk

User avatar
caller
Hero
Hero
Posts: 11034
Joined: Sat Jun 04, 2005 6:05 pm
Location: Hua Hin

Re: Wise formerly Transferwise

Post by caller »

Maybe scrap tapatalk?
Talk is cheap
thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

caller wrote:Maybe scrap tapatalk?
Super helpful thanks

Sent from my M2007J20CG using Tapatalk

User avatar
Big Boy
Moderator
Moderator
Posts: 45337
Joined: Fri Nov 04, 2005 7:36 pm
Location: Bon Kai

Re: Wise formerly Transferwise

Post by Big Boy »

It actually could be very helpful. We already know that tapatalk does not work properly on this forum.
Championship Stoke City 3 - 0 Plymouth Argyle :cry: :cry: :cry: :cry:

Points 48; Position 20
User avatar
buksida
Moderator
Moderator
Posts: 22656
Joined: Tue Dec 31, 2002 12:25 pm
Location: south of sanity

Re: Wise formerly Transferwise

Post by buksida »

Tapatalk has nothing to do with Wise.

Someone else needs to make a similar transfer to determine whether the fault is with the Wise app or the individual's system.
Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? - Hunter S Thompson
thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

buksida wrote:Tapatalk has nothing to do with Wise.

Someone else needs to make a similar transfer to determine whether the fault is with the Wise app or the individual's system.
Hear hear!

Sent from my M2007J20CG using Tapatalk

thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

I've sorted it!

I reinstalled the Wise app and then I was not stuck at same point

I should've thought of that earlier(classic fix) but it proves two things

1. I hadnt missed any steps
2. It had nothing to do with Tapatalk

Thanks

Sent from my M2007J20CG using Tapatalk

thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

buksida wrote:Noticed yesterday that WISE were offering 4.54% on GBP accounts in what they call a 'jar'. The USD jar interest rate is even better at 4.8% and they offer 11% on a BlackRock managed stock fund.

Its better than regular savings accounts in most UK high street banks and way better than the pathetic 0.3% K-bank gives you on THB. Time to fill up those jars.
Interesting

But are we talking about the same thing......

if you turn on the interest rate feature then beware.... capital is at risk. No returns are guaranteed

but that's at 4.82 %

Are returns of 4.54% guaranteed on 'jars'?

Thanks







Sent from my M2007J20CG using Tapatalk

User avatar
buksida
Moderator
Moderator
Posts: 22656
Joined: Tue Dec 31, 2002 12:25 pm
Location: south of sanity

Re: Wise formerly Transferwise

Post by buksida »

thecolonel wrote: Sun Sep 10, 2023 11:54 pm Interesting

But are we talking about the same thing......

if you turn on the interest rate feature then beware.... capital is at risk. No returns are guaranteed

but that's at 4.82 %

Are returns of 4.54% guaranteed on 'jars'?

Thanks
One rate is for GBP, the other for USD, the stock fund is higher risk and not guaranteed. I've been getting close to 4.5% since I opened the 'jar'. Certainly beats leaving money devaluing in a Thai bank account.
Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? - Hunter S Thompson
thecolonel
Legend
Legend
Posts: 2201
Joined: Sat Oct 11, 2014 3:34 am

Re: Wise formerly Transferwise

Post by thecolonel »

buksida wrote:
thecolonel wrote: Sun Sep 10, 2023 11:54 pm Interesting

But are we talking about the same thing......

if you turn on the interest rate feature then beware.... capital is at risk. No returns are guaranteed

but that's at 4.82 %

Are returns of 4.54% guaranteed on 'jars'?

Thanks
One rate is for GBP, the other for USD, the stock fund is higher risk and not guaranteed. I've been getting close to 4.5% since I opened the 'jar'. Certainly beats leaving money devaluing in a Thai bank account.
"One rate is for GBP, the other for USD..."

If you're talking about the two rates I mentioned then sorry but I disagree

My account has nothing to do with US dollars

As said, it offers me the option of turning on the interest rate function for my GBP cash balance at 4.84 % but it's not guaranteed and the capital is at risk(their words)


I think the jar function is different and doesn't offer any interest on GBP cash balances.

It does however pay interest to certain US users on their USD wise balances

I stand to be corrected, just my reading of it


Sent from my M2007J20CG using Tapatalk

Post Reply