Motorcycle 3rd party insurance - small bike, where/ how much?

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Bilbo52
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Motorcycle 3rd party insurance - small bike, where/ how much?

Post by Bilbo52 »

Can anyone advise me on a good place (ie broker or other outlet) to purchase 3rd party insurance for a 110cc motorbike and the cost for a year. I am not referring to the government compulsory insurance. A standard insurance to cover 3rd party damage is what I am after, BTW the bike is old so not worth nicking, therefore damage, fire and theft not required. Many thanks.
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Big Boy
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by Big Boy »

My son has just purchased his for his 110cc Honda Scoopy from AA Insurance. Cost was 3,283 Baht (I think).
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centermid7
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by centermid7 »

I would also endorse AA Insurance. Good guys and good staff. Anyone who asks me, this is the place I suggest.

My 5 years old (I think that's right) 125cc bike was just renewed for 2750 baht.

Motorcycles are our biggest risk to health. Don't skimp on this. I just within the past 30 minutes saw a guy hit a soi dog and it skidded his arse well down the road.
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StevePIraq
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by StevePIraq »

MSIG fully comprehensive via AA is Baht 3,505 plus 7% Vat for a 1 year old Honda PCX 150 with a value of 60k, plain 3rd party will be much cheaper. Get in touch with Mat from AA or fill in a quote request on their web site.

Make sure you have medical as it will cost you and arm and a leg ( ha ha) if hurt bad.
I hit a Soi dog on Saturday see my other post. Word of Warning after Hitting Soi Dog.
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Bilbo52
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by Bilbo52 »

Thanks guys, very useful info and Steve, point taken about the medical/accident insurance, have heard some expensive horror stories about people who don't have it.
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Big Boy
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by Big Boy »

When my son took his insurance, he was advised that personal accident cover was low, and if he needed medical insurance, and additional accident policy would be advisable - wasn't expensive.
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HHTel
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by HHTel »

Surely, if only requiring 3rd party, the compulsory insurance is sufficient. As far as I know, it covers 3rd party liability which means injuries to yourself and other drivers up to a statutory limit. It will not pay for damage to your own vehicle. I don't know what the limits are. If taking private insurance one needs to make sure that it covers more than the government insurance or it would be a waste of money.

I may be wrong but that's how I've always understood it.
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Big Boy
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by Big Boy »

Just go to Matt or Andre at AA Insurance and tell them what you need - they have always been very straight with me. You don't get the usual salesman bullshit/pressure - they will tell you exactly what you will get, and what it costs. You can weigh up the pros and cons, and buy what is best for you.
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buksida
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Re: Motorcycle 3rd party insurance - small bike, where/ how much?

Post by buksida »

HHTel wrote:Surely, if only requiring 3rd party, the compulsory insurance is sufficient. As far as I know, it covers 3rd party liability which means injuries to yourself and other drivers up to a statutory limit.
The "statutory limit" is less than 30k, that wont even cover a consultation in one of Hua Hin's swanky hospitals, let a lone a fender for a Benz. That's also providing the cops don't want a cut because you're the wrong colour, not that decent insurance would cover that either.
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