Taken from: http://udon-news.com/en/law/health-insu ... foreignersHealth Insurance for Foreigners
Since mid-August, foreigners who live in Udon Thani Muang district have the opportunity to join the Thai national health insurance scheme. The decisive criterion is fixed residence, which must be demonstrated by the production of a yellow house book. If you are married to a Thai, it seems that you will not neccessarily need to produce a yellow house book. You can apply for the Insurance scheme by producing your spouse, marriage documents, and blue house book. If the spouse does not go with you, then the yellow house book is mandatory.
On applying for the insurance you will be subjected to a comprehensive health check at Udon Hospital next to Nongprajak Park. The entire procedure for application works as follows:
Take with you your yellow house book, passport, and if applicable, marriage certificate and identification documents of your spouse. If you can read, write and speak Thai well, then you can make the application process alone. If not, you will need to take a Thai speaker to help.
1. At the main entrance of the hospital ask where to find the room to apply for insurance. To describe the way here would be too difficult!
2. Once there, express your desire to join the insurance scheme.
3. You will be given a registration form, which is predominantly filled in in Thai. Also your photo and fingerprints will be taken. Once you have completed the form, you get a docket where the various stations are listed that you work through.
4. At the first station you now pay 2,800 baht, 2,200 for one year's insurance and 600 for your medical check. For children the insurance costs 365 baht and no health check is required.
5. At the next station, your blood pressure is measured and you will be asked about any medical conditions and allergies. In addition, your weight and height are recorded.
6. At the next station you give blood and urine samples for further investigation.
7. At the next station, the upper body is X-rayed, the images to be collected 30 minutes later at the same station.
8. Take the X-rays back to the station where your blood pressure was measured.
9. There you wait as all the results of the various tests are collated, and then you will meet a doctor to discuss any issues.
10. Lastly you return to the desk where you originally made your application to receive your insurance card.
If any health problems were identified in the investigation, you may get an appointment for the next day for further clarification or appropriate medication. In our case today antihypertensive medicine was prescribed, and, in another case, an appointment was made with a specialist at the hospital for the next day. In any case, you get the insurance card. Exclusion criteria are the presence of prohibited toxic substances (drugs) in the blood and / or urine, alcoholism, syphilis infection and tuberculosis. If you turn up with any amount of alcohol in your blood, you will probably be rejected. People with diabetes, HIV, heart disease, etc. will still be admitted to the scheme. The whole process takes up to a day (7 hours), so you should take a book or something else to pass the time.
The policy covers the cost of all medical treatments and prescribed medication in Udonthani Hospital, including cancer and HIV therapy! The cost to stay in the hospital in a ward is charged 350 baht per day (excluding food). For 700 baht per day you can stay in a private room, and for 1,500 baht per day you can have a VIP room. The insurance is valid for one year. For the renewal the same health check is required.
The insurance should be valid and available in all Thai provinces, and the fee will be the same. We expressly point out that we can only report on experiences from Udon Thani, where applicants could ensure success. We'd be happy to hear reports from other provinces, in the comments section below.
Hilux
. HIGTHAI is the Health Insurance Group of the Ministry of Public Health.
