Back in the UK after 14 years

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Vital Spark
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Re: Back in the UK after 14 years

Post by Vital Spark » Thu Oct 05, 2017 8:09 pm

Just checked on line and each bank has different requirements. It looks like Lloyds just need ID (a passport), but Barclays - who have always been difficult - want ID and proof of residence. I have a UK driving licence with my Mum's address on it, so I guess that could be used as an address option (if needed).

Another 't' crossed... :)

VS
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dtaai-maai
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Re: Back in the UK after 14 years

Post by dtaai-maai » Thu Oct 05, 2017 10:11 pm

Just a thought, but it might be worth opening an account with a UK bank that has a branch in Bangkok (I think HSBC has one), which could presumably be transferred to a UK branch when necessary.
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Re: Back in the UK after 14 years

Post by caller » Thu Oct 05, 2017 10:40 pm

Vital Spark wrote:
Thu Oct 05, 2017 7:50 pm
I thought I read somewhere that you can't have a UK bank account unless you're a resident (which we're not). I know people here who do keep their accounts open using a family member's address, but I'm not sure if it's strictly legal.

VS
I think it's more a residential address. Both my banks have my Thai addresses and despite going 'paperless', the odd letter still gets sent out (and they are usually very odd). My new UK debut card was sent to me via courier, which I had to pay for, but they messed up the pin - meant to have been a new one, but I couldn't activate it. They paid me compensation for the hassle I had. My TSB account manager has even phoned me here when there was an issue that needed my input.

Edit. VS - I know you go back to the UK every so often, so why not open an account when you are next there. My advice would be to tell them openly and honestly your situation, have an address you can use and UK mobile number and see what happens. That's what I did.
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buksida
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Re: Back in the UK after 14 years

Post by buksida » Mon Oct 09, 2017 5:21 pm

Halifax was the easiest for me, just used my UK driving license (with UK address on it) and passport.

The rest (HSBC, Lloyds, Barclays) wanted a world of other shit including income, employment and tax records, and needed an appointment a week later. They could all go and jump ...
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Re: Back in the UK after 14 years

Post by HHTel » Mon Oct 09, 2017 7:24 pm

I found Lloyds to be extremely helpful. Short meeting with the manager who knew my situation (retired, unemployed, no savings etc). I was given an account with a 500 quid overdraft and two credit cards. I did agree to PPP at the time which I claimed back several hundred pounds a couple of years later.

My credit cards which initially had a 1000 pound limit has since been incremented to 8000 pounds. I've no intention of hitting this limit or I'd be in real trouble.

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